Most small businesses serve larger companies or government agencies that require their vendors to submit invoices with Net-30 day (or longer!) terms.  The root of the small business cash flow problem is often that they are in fact providing free financing to their customers.

Although all small business owners want to grow and prosper, very few have the necessary working capital to handle increased orders in times of economic expansion or to manage extended invoice payment during slow periods.

The financial tool known as factoring, which is the purchase of accounts receivables (invoices) at a discount at or near the time of invoice creation, can help solve this common cash flow problem!

Factoring has been around for hundreds of years.
This time-honored and increasingly popular financial tool speeds client cash flow and helps to avoid problems that slow-paying customers can create for fast-growing companies. Factoring provides quick and convenient funding to companies who need capital to expand their business.

Factoring is not a loan.
Unlike other available methods of raising capital, there is no debt repayment, no compromise to your balance sheet, and no long-term agreements or delays.  Factoring allows you to use your own hard-earned assets to create cash for the growth needs of your company.  It also provides you with the ability to bridge the sometimes difficult gap between invoicing and collection.

Here’s how it works: You receive an 80% advance on your invoice right away — so you can continue to grow your business! Then, instead of paying you directly, your customer pays Resource Business Partners. When payment is received, Resource Business Partners forwards the 20% balance to you minus our fee.  It’s that simple!

Click here to download an application and to start getting your cash immediately.